Investing Insights

Markets started Q3 with a rally over optimism for a potential Fed pivot that quickly shifted to recession fears and another market slide to new lows for 2022. For Schwab Intelligent Portfolios, the pressure on both stocks and bonds resulted in negative returns in Q3 and YTD, though diversification helped moderate overall portfolio declines.

Your Schwab Intelligent Portfolios® account is much more than just an algorithm. It's an automated portfolio with human oversight. Schwab Intelligent Portfolios was designed to use a combination of people and technology to help make investing more accessible, more efficient and lower cost.

We know that markets can be volatile in the short term. But we also understand that having a long-term strategic asset allocation plan and sticking to that plan through periods of market volatility are among the keys to long-term investment success.